Which chase credit card should i get

Previously, she covered credit cards and related content at other national web publications including NerdWallet, Bankrate and HerMoney. Follow her on Twitter at robinsaks. Select Region. United States. United Kingdom. All ratings are determined solely by our editorial team. Robin Saks Frankel.

Forbes Advisor Staff. Editorial Note: Forbes Advisor may earn a commission on sales made from partner links on this page, but that doesn't affect our editors' opinions or evaluations. Read more.

Find the Best Credit Card. Click Here To Apply Now. Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.

Regular APR Why We Picked It. No annual fee. This is just one scoring method and a credit card issuer may use another method when considering your application.

These are provided as guidelines only and approval is not guaranteed. Up to 10X Reward Rate 5X total points on air travel and 10X total points on hotels and car rentals when you purchase travel through Read More. Welcome Bonus 50, points. Credit Score Excellent - Welcome Bonus 60, points. Earn high rewards on several areas of spending Transfer points to travel partners at rate Many travel and shopping protections.

Take classes using a phone, tablet, or TV. No fitness equipment is required. Credit Score Excellent, Good - Welcome Bonus Earn , bonus points.

Credit Score Good, Excellent - Remarkable welcome bonus No foreign transaction fee Employee cards at no additional cost Rewards for common business expenses.

Has annual fee Very high cash advance fee Very high balance transfer fee. No additional fee for employee cards High rewards rates in select bonus categories Generous welcome bonus. Unlimited 1. High foreign transaction fees Not a good card for balance transfers. Click Here To Learn More. Up to 4 points 4 points per dollar spent at Hyatt hotels and 2 points per dollar spent at restaurants, on airline tickets purchased Read More.

Welcome Bonus Up to 60, points. Annual free night certificate on cardmember anniversary Complimentary World of Hyatt Discoverist status High points redemption values Generous welcome bonus. Free night certificate every year valued at 35, points 15 Elite Night Credits per year Automatic Silver Elite status.

Automatic Silver Elite Status each account anniversary year. No Foreign Transaction Fees. Welcome Bonus , points. Earn 10 points per dollar spent on IHG hotels worldwide Annual night every year on account anniversary Fourth night free on point redemption stays Automatic Platinum Elite status.

Poor earnings for everyday and non-category hotel purchases Low overall point value No worthwhile redemption options outside of IHG properties. Free reward night when you redeem points for any stay of 4 or more nights Anniversary Night Enjoy a reward night after each account anniversary year at IHG hotels worldwide.

Welcome Bonus Earn 75, Bonus Miles. No foreign transaction fee United Club membership is worth more than the annual fee First and second checked bag free when you pay for your flight with your card.

Welcome Bonus Earn 40, Bonus Miles. Welcome Bonus Earn 75k miles. Robust set of travel perks and benefits Option to earn annual bonus miles and credits No foreign transaction fee Employee cards at no additional cost. Plus, employee cards at no additional cost — miles earned from their purchases accrue in your account so you can earn rewards faster. Welcome Bonus Earn up to , points. No foreign transaction fee Outstanding welcome bonus Earn points toward A-list status Unlimited rewards seats.

Our best points offer ever! Earn up to , bonus points. Now enjoy more benefits and more ways to earn. Earn 2X points on local transit and commuting, including rideshare. Earn 2X points on internet, cable, phone services, and select streaming. Welcome Bonus Earn 80, points. No foreign transaction fee Earn A-list status faster Rich set of flight benefits. Earn 2X points on rideshare. Earn 2X points on social media and search engine advertising, internet, cable, and phone services and 1X points on all other purchases.

Welcome Bonus , bonus Avios. Pay no foreign transaction fees when you travel abroad. Customers who open multiple card applications in a short period of time, regardless of issuer, will likely encounter difficulties. There are a number of reasons your credit application for a new Chase card might be denied.

Take time after a credit denial to determine why your application was denied and the steps you need to take to increase your approval odds. Here are some actions you can take to improve your chances of approval next time:. You can cancel your credit card account with Chase by calling the number on the back of your Chase card or logging into your online account. When you receive your new Chase card in the mail, it should come with instructions for activating the card.

Use the information on the sticker attached to your new card to activate by phone or online. In most cases, your card should be ready to use immediately after you activate it. The best Chase credit card for you depends on your individual situation. Pre-qualifying for a card is a great way to ensure your application will be approved before you agree to a hard credit pull, which can temporarily lower your credit score.

You may also receive an offer from Chase by mail, or ask about offers you qualify for in person at a Chase bank branch. As with all of our credit card reviews, our analysis is not influenced by any partnerships or advertising relationships. Chase is one of the most popular credit card issuers, with many different card options that make sense for a wide range of people. To narrow down our list, we focused on popular Chase cards across categories, from cash back to travel to business, with access to the Chase Ultimate Rewards program.

In the News. Credit Cards. Next Advisor Logo. Share Share on Social Media. Editorial Independence We want to help you make more informed decisions. Some links to products on this page will take you to a partner website and may result in us earning a referral commission. For more information, see How We Make Money. Good for Simple Rewards on Everyday Spending. Last updated October 28, All reviews are prepared by NextAdvisor staff. Opinions expressed therein are solely those of the reviewer.

The information, including card rates and fees, presented in the review is accurate as of the date of the review.

Good for Maximum Rewards on Everyday Spending. Good Starter Travel Card. Rewards Rates 1. Why we chose it The Chase Freedom Unlimited is a surprisingly powerful card that earns at least 1. No annual fee. Pros At least 1. Best for freelancers. Best for dining and travel insurance. Rewards Rates 1 - 10X points. Intro Bonus 50, points. Why we chose it The Chase Sapphire Reserve is one of our top premium travel cards.

Best for rotating bonus categories. Cons You must remember to activate your bonus categories quarterly or risk not earning 5x on select purchases This card charges foreign transaction fees so it's best to use it within the U. Best for business travelers. Rewards Rates 1 - 3X points. Intro Bonus , points. Best for telecom and office supplies. Why we chose it The Chase Ink Business Cash is an excellent no annual fee card for small business owners. Best for casual Southwest flyers.

Rewards Rates 2X points. Earn 2X points on local transit and commuting, including rideshare. Earn 2X points on internet, cable, phone services, and select streaming. Earn up to , bonus points. Intro Bonus Our best points offer ever! Travel and purchase protections through Chase. Two early-bird check-ins per year. More Details Our best points offer ever!

Now enjoy more benefits and more ways to earn. Pros 6, points on each cardmember anniversary. Our best points offer ever! Best for frequent Southwest flyers.

Rewards Rates 2 - 3X points. Four upgraded boardings every year 7, points on each cardmember anniversary. Ability to earn A-List status faster by spending on this card Travel and purchase protections through Chase. Best for Southwest flyers who want a lower annual fee. Why we chose it The Southwest Plus credit card is a great starter card for those who are loyal to the carrier.

Pros Earn 3, points each year after your cardmember anniversary. Best for businesses who fly Southwest. Rewards Rates 1 - 4X points. Earn 2X points on rideshare. Intro Bonus 80, points. Earn 2X points on social media and search engine advertising, internet, cable, and phone services and 1X points on all other purchases.

Pros 9, points on each cardmember anniversary. Businesses loyal to Southwest but want a lower annual fee. Why we chose it The Southwest Premier Business card is ideal for Southwest loyalists who value airport and inflight perks and the ability to add employee cards at no additional cost.

Primary rental car insurance. Lost luggage and trip protection benefits. No foreign transaction fees. Limited to redeeming for Southwest only.

Earn unlimited tier qualifying points towards A-List status. Pros 6, bonus Southwest points every card anniversary.